PREPARATION OF FUTURE TECHNOLOGY TEACHERS FOR DEVELOPING FINANCIAL LITERACY AMONG STUDENTS IN GENERAL SECONDARY EDUCATION INSTITUTIONS

Анотація

The article substantiates the importance of preparing future technology teachers to develop financial literacy among students in general secondary education institutions in the context of contemporary socio-economic changes. In a rapidly changing economic environment characterized by the development of financial technologies, market globalization, and new challenges facing education, financial literacy has become increasingly important. Its integration into the general secondary education system is particularly relevant, as it not only equips students with the ability to navigate financial issues but also prepares them for adult life, where an understanding of economic processes is essential for making informed financial decisions and ensuring long-term financial well-being.

Financial literacy is an integral component of economic education and encompasses not only knowledge of basic financial concepts but also the ability to analyze economic situations, make informed financial decisions, and manage personal finances effectively under conditions of uncertainty. Modern education requires these competencies to be developed during the school years, as this is the period when young people begin interacting with fundamental financial instruments such as savings accounts, credit services, budgeting, and other financial products.

In this context, the preparation of future technology teachers for developing students' financial literacy is of particular significance. Technology education is no longer limited to technical skills alone; therefore, teachers should possess the knowledge and competencies necessary to foster students' financial literacy, enabling them to apply financial principles effectively in project design, manufacturing processes, entrepreneurship, and resource management.

The article also examines how foreign countries implement financial education at different educational levels. A comparative analysis identifies best practices, educational strategies, and pedagogical models that can be adapted to the Ukrainian educational system. The application of interactive and practice-oriented teaching methods contributes to a deeper understanding of financial concepts and promotes the development of students' economic thinking.

Particular attention is paid to the importance of the professional preparation of teachers capable of integrating financial literacy into the educational process. Such preparation enables educators to develop students' financial competence, promote effective resource management, and support informed financial decision-making, thereby preparing young people for successful participation in modern economic life.

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